7 reasons to pay rent with a credit or debit card and ditch your checkbook forever

We get it. Your checks are super cool.

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But it’s time to let go. Checkbooks – the ancient monetary artifact of years past – are dead to us. But they may not be dead to your landlord. Use Pay with RadPad to pay rent with your credit or debit card and we’ll mail him that check he loves so much.

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1. No more late fees
Work, friends, brunch – so many things can get in the way of remembering to write a check and mail it (or, ugh, physically take it) to your landlord. When you use Pay with RadPad, you can schedule recurring payments on your credit or debit card so you pay your rent on time every. single. month.

2. We’ve got your back
If you’re a little nervous about letting your rent payment grow up and pay itself every month, you can always track its progress from payment date to deposit. Plus, with our 100% Rent Guarantee, you’re totally covered if your rent check arrives late (although that rarely happens). If your landlord charges you a late fee, we will personally call him or her and accept all responsibility, plus reimburse you up to $50 in late fees.

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3. Debit card payments are free!570ea1ca8a51b126133343
If you’re paying with a debit card and your rent is under $5,000, there’s literally no reason you should still be writing checks, unless you just really like practicing your penmanship.

4. You can improve your credit score
Paying rent with with a credit card can help you build or repair your credit score very quickly. Your payment history makes up 35% of your credit score, and if you pay your rent off every month (which you should be doing anyway), you’ll quickly see a positive impact on your score.

5. You can hit a sign-up bonus
Many credit cards offer a sign-up bonus, and in order to receive it, you are required to spend a certain amount of money in a short period of time. For example, let’s say Card X is offering 40,000 bonus miles worth $400 for travel when you spend $3,000 or more on purchases within the first 90 days from opening your account. (Whew! That’s a lot of numbers.) If you pay $1,500/month in rent for two months with a 3.49% processing fee, you’ll pay $52.35/month, or $104.70 total. If you wouldn’t typically hit that 3k mark, the rewards more than offset the processing fees you’ll pay, and you’ll come out $295.30 richer.

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6. Stop nagging your roommates
RadPad makes it easy for roommates to sign up individually and link their accounts together. Once linked, each roommate is able to see the others’ share of the rent and due date. Just like our regular payments, roommates can set up recurring payments so you’re not stuck with a late fee because your roomie was late with his rent again. Now you can chill out and do more important things like catch up on Game of Thrones.

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7. Your landlord doesn’t have to do anything but cash your check
One of the best things about Pay with RadPad is the fact that your landlord gets to keep doing his landlord thing without having to sign up or make any other changes to accept RadPad payments. He simply has to deposit the check like he would deposit a personal check from you – it’s as good as cash.

So let’s recap: paying your rent online means your payment’s never late, you can pay with your debit card and it’s 100% free, you can stop nagging your roommates, your landlord doesn’t have to do anything, and you can potentially make money. Why are you even still reading this? Sign up for Pay with RadPad and retire your checkbook for-ev-er.

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